Lenders compete. You choose.
Both win.
Lenders see enough to compete for you — and nothing that lets them contact you. Until you choose.
Indiloan is a secured matchmaker for borrowers and lenders. Browse offers anonymously. Share your details only after you’ve picked your winner. No spam calls. No leaked PAN.
Why we exist
We were tired of handing our PAN and documents to a dozen banks just to see a few offers. Tired of the spam calls that followed. Tired of finding our documents leaked or shared with channel partners we never agreed to.
Most loan comparison platforms in India are lead generation farms — they monetise by selling your contact details and documents to as many lenders as possible. That model works for them. It doesn’t work for you.
We built Indiloan around a simple idea: your data stays yours until you decide otherwise. Lenders see an anonymized version of your profile and bid for your business. Only after you pick a winner do your details and documents reach that one lender — watermarked, traceable, accountable.
What makes us different
Eligible lenders see an anonymised risk profile — your loan need, course, institute, city-tier, and credit and income bands. That’s enough to price a real offer. It’s not enough to identify or call you. Your name, number, and documents reach only the one lender you pick.
Your security first
Browse offers anonymously. Verify once when you want firm offers — and your name and contact reach a lender only after you’ve picked them.
One-time, one-lender handoff
Your verified profile and documents go to exactly one lender — the one you chose. Not a panel. Not "12 partners".
Watermarked documents
Every document we share carries a tamper-evident watermark with the recipient and timestamp. If it leaks, we know whose desk it came from.
We never steer your choice
We connect you to the best lender — but we never steer your choice of college or course, because that’s a you decision. And if you ever just want to talk it through, like an older or younger sibling would, our inbox is open — write to us at hello@indiloan.in.
India first. Security second. Business third.
That order matters. Indian borrowers come first. Their security and privacy come before our growth. And our business model has to earn its place behind both. We don’t monetise data. We don’t sell leads. Lenders pay subscription fees to participate — and they only get to contact borrowers who’ve actively chosen them.
Where we are today
We’re launching with education loans first — covering domestic and abroad, undergrad through PhD. Personal, home, and business loans follow once we’ve earned trust in our first vertical.